Frequently asked questions Standard Bank Statement

A Standard Bank Statement can easily be requested by an authorised administrator in the Mijn BNG Bank online portal. To do so, go to Menu > Arrange > Requests > Standard Bank Statement.

Don't have a My BNG Bank account yet? You can easily create an account on our website.

We will send you the Standard Bank Statement by post to the address we have on file. If you have a My BNG Bank account, you will receive the Standard Bank Statement digitally.

You will receive the Standard Bank Statement digitally within one working day. You will receive the paper version by post within four working days.

For the application of the Standard Bank Statement, a fee of 96.80 euros will be charged.

The Standard Bank Statement is based on the contract's end date and not the final draw date. The latter date is not included in the Standard Bank Statement but applies beyond the contract end date if it is reached.

This concerns the contract number of the credit facility.

Normally, your reference would be here, but it is not applicable.

That could be correct. In the case of forward starters, a reference is now shown. This is the contract number of the credit facility.

The amount is no longer adjusted, as it is no longer a productive field with a calculation behind it. Previously, it showed a pre-calculation of your current limit.

There may be a combined limit. If you have questions about this, please contact customer service.

The Standard Bank Statement does not show standalone facilities.

The remaining principal is determined based on the principal minus the repayments. All received and spent amounts are included in this.

Repayments on December 31 of a year may unfortunately remain unprocessed in the balance as of December 31 of that year. These are processed on the next working day of the new year and are settled in the next Standard Bank Statement.

In case of forward starters, the start date is no longer shown. This field now always displays the reference.

For loans, you should look at the current start and end date of the loan in the reporting year.

For forward starters, this loan has yet to commence, but it is contractually agreed. Since the cash flow hasn't started, there is also no remaining principal sum.

For flexible loans, we do not look at the initial principal amount, but report the “total issue size”. This is also known as the maximum amount that may be drawn.

In principle, we report the maximum amount of the principal sum over the term. We also report the value at the time of reporting.

Sometimes forward starters are listed with an associated closing trade due to a revision of the principal amount/interest rate or similar. Both trades are considered forward starters on the report.

Yes, this is correct. The Standard Bank Statement shows active, ongoing transactions with the principal amount per transaction shown for information purposes. Forward starters do not have a remaining principal amount because the cash flow has not yet started.

If this is the case, then there is a guarantee, which differs from a conventional amount or percentage on the principal sum or limit.

This is because two guarantees have actually been issued in the bronze system. One guarantee concerns the percentage guarantee and the other is more of a joint liability arrangement.

On the Standard Bank Statement, we only show the remaining principal amount under guarantees. Undrawn portions of a loan are not guaranteed. However, the Standard Bank Statement shows the entire loan information, including the principal amount. Of course, the guarantee does not apply to this.

This is because, as of 1 October 2021, the WSW will no longer pass on the backstop to BNG. As a result, these backstops will no longer be processed in our systems, meaning that the associated loans will no longer appear on BNG's balance statements.

At SWAPS, we do not really refer to a principal amount, but rather to a notional (value of a SWAP). We do not report the initial value, but rather the value at the time of reporting.