Bank of added value

We finance the public sector, for a more social and sustainable Netherlands.
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BNG launches new website: a single unifying platform
7 November 2025
Welcome to our new website: a single powerful, bilingual platform that guides visitors through our services in a clear and accessible way. The new structure and design ensure an online experience that fits with who we are: committed, reliable and focused on added value for society.
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BNG launches green loans pilot for social housing associations
4 November 2025
BNG has launched a pilot for green loans, specifically developed for Dutch social housing associations that invest in sustainable new-build and renovation projects. With this new type of financing, BNG wants to help speed up the process of making the Dutch housing stock more sustainable.
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Interim report 2025: with solid results on track for greater impact for The Netherlands
8 September 2025 at 08:00
The Hague, September 2025 – BNG posted a net profit of EUR 142 million in the first half of 2025. This underlines our effectiveness in responding to the substantial public funding needs and investment challenges, as well as our resilience in a period marked by geopolitical tensions, economic uncertainty, and significant volatility in the financial markets. Our capital and liquidity position remained consistently strong.
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Hanneke van der Paardt wins BNG Theatre Award 2025
5 September 2025
Theatermaker Hanneke van der Paardt heeft de BNG Theaterprijs 2025 gewonnen met de indrukwekkende voorstelling BANG. Tijdens het Nederlands Theater Festival in Theater Bellevue nam zij de award, een fysieke cheque ter waarde van 45.000 euro en een bos bloemen in ontvangst.
Making a difference together
As a committed financial partner, we offer local authorities, educational institutions, housing associations, public organisations and healthcare institutions more than just financing: we share knowledge, contribute ideas and work together to develop solutions that matter. Together, we make a difference. Today, tomorrow and for generations to come.
Products

Payment transactions

We offer a wide range of products and services for receiving, paying and managing your daily financial transactions.
Products

Financing

We provide the public sector with financial strength by offering the right financing product and the right channel at the right time.

Highlighted articles

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Woonstichting Barneveld Bloemenbuurt renovatie
Impact Story
Barneveld housing association: a sustainable future for the Oude Bloemen district
24 July 2025
Barneveld housing association has made 79 houses in the Oude Bloemenbuurt more sustainable. It worked with building contractor Van Wijnen and obtained funding from BNG to implement various energy-saving measures, including the insulation of the buildings’ outer shell and the installation of solar panels. The measures have reduced carbon emissions and energy costs, and provide greater comfort for residents. This project is a perfect illustration of how housing associations can accelerate sustainability through smart partnerships.
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News Article
Interim report 2025: with solid results on track for greater impact for The Netherlands
8 September 2025 at 08:00
The Hague, September 2025 – BNG posted a net profit of EUR 142 million in the first half of 2025. This underlines our effectiveness in responding to the substantial public funding needs and investment challenges, as well as our resilience in a period marked by geopolitical tensions, economic uncertainty, and significant volatility in the financial markets. Our capital and liquidity position remained consistently strong.
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Impact Story
De Kei in Reusel: the beating heart of the community
17 July 2025
At the end of 2024, the municipality of Reusel-De Mierden welcomed De Kei, a modern, multifunctional building where people can watch theatrical performances, attend conferences or visit the library, among other things. This energy-neutral building, which replaced an outdated community centre, provides space for a variety of purposes. Thanks to funding from BNG, the municipality of Reusel-De Mierden was able to achieve its ambition for a future-proof meeting place that combines culture and care with connecting people.
BNG Culture Fund encourages talent

The BNG Culture Fund Foundation was established to support arts and culture projects throughout the Netherlands. The fund is also committed to developing emerging talent by awarding prizes in disciplines such as theatre, literature, circus, music and dance.

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Leader in public sector financing

We provide financing to make the Netherlands greener and more socially responsible. To this end, we issue bonds on the capital markets.
External credit rating

Aaa/AAA/AAA

Highest ratings from Moody's, S&P and Fitch with stable outlook
Common Equity Tier 1

41%

Well above the minimum capital ratio of 13.25% set by the ECS
Long-term loan portfolio

€ 94 billion

Over 90% of the loan portfolio has a risk weighting of zero
Leverage Ratio

10%

Represents a strong financial position (minimum requirement: 3%)
Sectors
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Housing
As the market leader in financing housing associations, we are ready to help with any challenge.
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Local Authorities
At BNG, we offer local authorities a wide range of financing solutions at competitive rates. Together, we build sustainable and affordable public services.
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Education
BNG provides competitive financing solutions that support the development of sustainable, inclusive, and affordable education across the Netherlands.
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Healthcare
With a market share of over 40 percent, we are ready to serve all types of people.
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Public Infrastructure & Energy
At BNG, we support organisations and sectors that address societal challenges such as the energy and heat transition, the circular economy, and spatial development for housing and work. Our financing focuses on utilities (water, electricity, gas, and heat), infrastructure (ports and public transport), renewable energy, waste management and area development.
Working at BNG

At BNG, you will not only work on your own growth, but also on the financial future of thousands of clients in the Dutch public sector.

Questions? We are here to help

Do you have a question? We are happy to help. Please contact our customer service or one of our departments.

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