Bank of added value

We finance the public sector, for a more social and sustainable Netherlands.

ESG-driven investment: green loans as a driver for sustainable housing

21 November 2025

In the Dutch social housing sector, making homes more sustainable is essential for creating future-proof residential areas and neighbourhoods. BNG wants to use green loans to provide a financial incentive to accelerate sustainability together with its clients. The pilot launched with housing associations Alwel, De Alliantie and Ymere is promising. BNG is ready to further expand this new form of financing.

BNG launches new website: a single unifying platform

7 November 2025

Our new website is a single powerful, bilingual platform that guides visitors through our services in a clear and accessible way. The new structure and design ensure an online experience that fits with who we are: committed, reliable and focused on added value for society.

BNG receives ECB capital requirement for 2026

31 October 2025

As part of the annual Supervisory Review and Evaluation Process (SREP) BNG has received notification from the European Central Bank that the total SREP capital requirement for BNG is set at 10%, effective as of 1 January 2026. This requirement is to be held in the form of 56.25% of Common Equity Tier 1 (CET1) capital and 75% of Tier 1 capital, as a minimum.

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Hanneke van der Paardt wins BNG Theatre Award 2025

5 September 2025

Theatre maker Hanneke van der Paardt wins the BNG Theatre Award 2025 with her impressive production BANG. During the Dutch Theatre Festival at Theater Bellevue, she received the award, a cheque for €45,000 and a bouquet of flowers.

Making a difference together

As a committed financial partner, we offer local authorities, educational institutions, housing associations, public organisations and healthcare institutions more than just financing: we share knowledge, contribute ideas and work together to develop solutions that matter. Together, we make a difference. Today, tomorrow and for generations to come.

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Our sectors

Products

Payment transactions

We offer a wide range of products and services for receiving, paying and managing your daily financial transactions.

More payment transactions

Products

Financing

We provide the public sector with financial strength by offering the right financing product and the right channel at the right time.

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Highlighted articles

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News Article

BNG’s bonds strenghten global standing with LCH collateral eligibility

1 December 2025

BNG’s EUR and USD bonds have been accepted by LCH, one of the world’s leading clearing houses, as eligible collateral. This recognition underscores the exceptional credit quality and deep market liquidity of BNG bonds.

News Article

Climate targets BNG validated by Science Based Targets initiative

2 October 2025

The renowned Science Based Targets initiative (SBTi) has reviewed and approved BNG's CO₂e reduction targets. This concerns both the targets for our own business operations and a large part of our loan and bond portfolios, with 2030 as the target year. This validation shows that our climate targets are scientifically underpinned and fit in with the scenario in which global warming is limited to a maximum of 1.5°C.

News Article

Interim report 2025: with solid results on track for greater impact for The Netherlands

8 September 2025 at 08:00

The Hague, September 2025 – BNG posted a net profit of EUR 142 million in the first half of 2025. This underlines our effectiveness in responding to the substantial public funding needs and investment challenges, as well as our resilience in a period marked by geopolitical tensions, economic uncertainty, and significant volatility in the financial markets. Our capital and liquidity position remained consistently strong.

BNG Culture Fund encourages talent

The BNG Culture Fund Foundation was established to support arts and culture projects throughout the Netherlands. The fund is also committed to developing emerging talent by awarding prizes in disciplines such as theatre, literature, circus, music and dance.

More about BNG Cultuurfonds

Leader in public sector financing

We provide financing to make the Netherlands greener and more socially responsible. To this end, we issue bonds on the capital markets.

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External credit rating

Aaa/AAA/AAA

Highest ratings from Moody's, S&P and Fitch with stable outlook

Common Equity Tier 1

41%

Well above the minimum capital ratio of 13.25% set by the ECS

Long-term loan portfolio

€ 94 billion

Over 90% of the loan portfolio has a risk weighting of zero

Leverage Ratio

10%

Represents a strong financial position (minimum requirement: 3%)

Sectors

Housing

As the market leader in financing housing associations, we are ready to help with any challenge.

Local Authorities

At BNG, we offer local authorities a wide range of financing solutions at competitive rates.

Education

BNG is ready to help the education sector become more sustainable in terms of energy and real estate.

Healthcare

With a market share of over 40 percent, we are ready to serve all types of people.

Public Infrastructure & Energy

At BNG, we support organisations and sectors that address societal challenges.

Working at BNG

At BNG, you will not only work on your own growth, but also on the financial future of thousands of clients in the Dutch public sector.

Working at BNG View our vacancies

Questions? We are here to help

Do you have a question? We are happy to help. Please contact our customer service or one of our departments.