At BNG, we offer local authorities a wide range of financing solutions at competitive rates. Together, we build sustainable and affordable public services.

BNG belongs to and serves the public domain. For over a century, we have been providing local authorities with financing at competitive rates. In this way, we ensure that they retain as many resources as possible for their social objectives, despite the major challenges they face.
Rising costs for energy, personnel and sustainability are making it increasingly challenging to keep municipal facilities accessible and affordable. At BNG, we understand these challenges. Thanks to our many years of experience with the public sector, we know what is going on and actively contribute ideas for appropriate financing solutions.
We support local authorities with financing for investments in infrastructure, sustainability and social facilities. Whether it concerns renovating a village square, making a school building more sustainable or constructing cycle paths, our support is visible in many local projects. With our expertise and competitive rates, and in close collaboration with local authorities, we contribute to a pleasant living environment in neighbourhoods, villages and towns.
We provide a range of financing options, always aimed at avoiding unnecessary costs. From short-term to long-term solutions, we always find the right fit.
BNG offers local authorities suitable forms of financing. Short-term loans provide rapid liquidity for temporary cash requirements. Long-term loans offer a stable basis for investments in social facilities and infrastructure projects.
The MTN Programme gives Dutch municipalities direct access to the European capital markets through Medium Term Notes. These instruments enable financing for terms ranging from 1 to 50 years.
Read more about the MTN Programme
Local authorities are required to participate in treasury banking, which means holding public funds with the Ministry of Finance. We facilitate the transfer of funds to and from the Treasury.
Read more about Treasury Banking
BNG’s payment system is purposely developed for clients in the public sector, in collaboration with municipalities, housing corporations, and other public organisations. We manage your banking services securely, digitally, and efficiently.
The Netherlands must gradually phase out gas. District heating networks offer efficient heating, but are complex and require a careful approach for each neighbourhood. Read more about district heating networks.
Read more about district heating transition
BNG aims to make the Netherlands more socially responsible and improve sustainability performance. A sustainability report can help to provide insight into performance and communicate it more transparently. To support local authorities in drawing up sustainability reports, BNG developed a Sustainability Reporting and Accountability Guide in collaboration with the Coalition of the Willing.


The BNG Sustainability Fund finances commercial projects that contribute to the sustainability ambitions of municipalities and provinces. In this way, we are helping to create a future-proof, more energy-neutral society.