Payment transactions submission and processing times

This page lists our delivery and processing time, so that you can take these into account when planning your finances. 

Single payments  
Within BNG 
Final confirmation before 5.50 p.m., booked and validated by BNG on the same working day.  
Not possible after final confirmation 
SEPA Instant 
Payments up to €100,000 processed on the same working day (automatically an Instant Payment) with final confirmation before 5.50 p.m., booked and validated by BNG on the same working day and presented to the beneficiary (or their bank) within seconds. 
Not possible after final confirmation 
SEPA payment 
Payments exceeding €100,000, provided with final confirmation before 3.30 p.m., booked and cleared by BNG on the same working day and presented to the beneficiary (or their bank) on the same working day.  
Not possible after final confirmation 
SEPA urgent 
Final confirmation before 3.30 p.m., booked and cleared by BNG on the same working day and presented to the beneficiary (or their bank) on the same working day. 
Not possible after final confirmation 
Foreign 
Final confirmation before 12 noon, presented to the correspondent bank on the same day. Processing within three working days.  
Not possible after final confirmation 
Foreign urgent 
Final confirmation before 10:00 a.m., presented to the correspondent bank on the same day.  
Not possible after final confirmation 
Intercompany** 
Final confirmation before 5:50 p.m., booked (debit and credit) at BNG on the same working day. 
Not possible after final confirmation 
SEPA periodic 
At least seven calendar days before initial processing. 
Before 3:30 p.m., two working days before processing 
Scheduled  
SEPA payment scheduled at least one working day before desired processing.  
Before 3:30 p.m., one working day before processing  
* For final signing between 1:30 p.m. and 3:30 p.m., the order will be executed on a best effort basis. 

If the beneficiary's bank is not affiliated with Worldline, there may be a delay of one working day. 

** Orders within the same account system of a single legal entity. Reverse valuation is possible until the first working day of the last closed quarter. 
Batch payments  
Type
Submission
Withdraw 
post / removal
Withdrawal 
batch
SEPA payment 
Before 2.30 p.m. (1.30 p.m. – 2.30 p.m. best effort) provided with final confirmation, booked and valued at BNG on the same working day and presented to the beneficiary (or their bank) on the same working day.***  
Not possible after final confirmation 
Not possible after final confirmation 
Intercompany** payment and collection batch 
Before 3.30 p.m. with final confirmation, booked on the same working day  
Not possible after final confirmation 
Not possible after final confirmation 
SEPA direct debit 
Before 11 p.m. with final confirmation, with desired processing date at least two working days in the future  
One day before settlement via Customer Service 
In consultation with Customer Service 
Scheduled payment batch 
At least one working day before desired processing  
Not possible after final confirmation 
Before 3:30 p.m., one working day before processing date 
Urgent payment batch 
Final confirmation before 3.30 p.m., booked and validated by BNG on the same working day and presented to the beneficiary (or the beneficiary's bank) on the same working day. Maximum batch size is 100 items. 
Not possible after final confirmation 
Not possible after final confirmation 
SEPA payment via Worldline (Corporate Payments Services) 
Before 2.30 p.m. (1.30 p.m. – 2.30 p.m. best effort) batch submitted and provided with final confirmation in BNG Payment Transactions, booked and validated at BNG on the same working day and presented to the beneficiary (or the beneficiary's bank) on the same working day***.  
Not possible after final confirmation 
Not possible after final confirmation 
Scheduled SEPA payment via Worldline (Corporate Payments Services)  
At least one working day before desired processing.  
Via Customer Service form  
Before 3:30 p.m., one working day before processing  
*** If the beneficiary's bank is not affiliated with Worldline, there may be a delay of one working day.  

** Orders within the same account system of a single legal entity. Reversals are possible until the first working day of the last closed quarter.  

Please contact our customer service department on 070 3750555 if you wish to cancel a large payment batch. 
Other transactions 
Type  
Submission  
Incoming traffic  
Received before 6 p.m., booked and valued on the same working day. After 6 p.m.: booked on the next working day, value date of receipt. 
 

Good to know 

Specify BNG’s processing date. In BNG Payment Transactions, you can submit payment orders with a processing date up to two years in the future.  

Changing and deleting orders. Orders can only be changed or deleted before final confirmation. After final confirmation, it is only possible to withdraw an order in specific situations. See the diagram above for more information.  

Withdrawing a scheduled payment order and submitting a new order. Withdrawals can be submitted until 3.30 p.m. on the working day prior to the processing date. If you wish to withdraw an order close to the deadline, do not submit a new order, but consult our customer service department first.  

Execution of orders. The timelines for orders are based on a completely correct file and sufficient spending capacity for the execution of the payment order.  

Submission of salary batches. We advise you to submit salary batches that are prepared via a service agency and Worldline in BNG Betalingsverkeer at least one day before the planned processing date. This gives you sufficient time to authorise the batches and submit any cancellations.

Submission of large payment batches. We advise you to provide final confirmation of large payment batches (20,000 items and more) at least one working day in advance. For technical reasons, large scheduled batches are only entered into the treasury information system one working day before processing. This does not apply to large direct debit batches.  

Payments to financial institutions (accounts with De Nederlandsche Bank, DNB). Always make payments to DNB accounts beginning with 60.01 (IBAN: NLxx FLOR 0600 1xxx xx) as urgent payments and provide them with the correct BIC code. This ensures that the payment is executed via Target. Please note: all payments you submit to DNB accounts via SEPA will be automatically rejected by the SEPA circuit and returned to BNG. Any corrections cannot be made until the next working day. 

Questions? We are happy to help.

BNG | Bank of added value - Payment transactions submission and processing times