News Article
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17 March 2026

BNG introduces the Green Loan for Social Housing Associations

With its new financing instrument, the Green Loan for Social Housing Associations, BNG is encouraging social housing associations to explicitly take sustainability into account in their investment decisions in order to make their social and mid-range rental homes more sustainable. Social housing associations that meet predetermined sustainability criteria receive a one-off ‘green bonus’. The loan can be used in both WSW-guaranteed (Social Housing Guarantee Fund) and unsecured financing arrangements.

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From pilot to product

The Green Loan for Social Housing Associations builds on the green loans pilot project in which BNG, together with a number of social housing associations, examined how sustainability criteria can be met in concrete terms and how they can be monitored and reported in a transparent and reliable manner. The experiences and insights gained from the pilot were used to refine the product and to optimally align it with the practice of social housing associations.

Sustainability criteria and green bonus

The Green Loan for Social Housing Associations integrates predetermined sustainability criteria in funding for new construction and renovation projects. The ‘green bonus’ is paid as soon as a new construction project demonstrably meets the criteria in terms of energy efficiency and sustainable material use. In the case of renovation, a rental property must be improved by at least two energy label ratings to energy label B. The sustainability criteria are aligned with relevant construction and environmental standards within the sector and provide clarity on which investments qualify for the Green Loan for Social Housing Associations.

More information and contact

Read more about the Green Loan for Social Housing Associations at www.bngbank.nl/greenloan.

Do you have a question or are you a social housing association that wants to find out whether the Green Loan for Social Housing Associations is a good fit for your investment plans? Please contact your BNG account manager or send an email to team.wonen@bngbank.nl.

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