A current account allows you to easily manage all cash flows to and from your organisation. With the complete package of banking products and services, you can organise your business payments efficiently.
Well-organised financial administration starts with tight control over your payments. That is why you want to be aware of all incoming and outgoing payments at all times. And be able to monitor the various transactions. You also want to be able to absorb temporary shortfalls and unexpected fluctuations and make the best possible use of credit balances. Your current account is the basis for all your financial transactions. Anyone who has payment transactions with BNG automatically receives a current account.
• Maximum control over your cash flows
• Competitive rates thanks to efficiency
• Complete package of payment products
• Currency-neutral bookings to all BNG accounts
• Free advice on the best payment method
• Specialised account and service organisation
Debit banks may charge interest or fees if direct debits are reversed or refunded. This mainly concerns interest compensation, because the value date of the refund differs from the original debit date of the direct debit. we book and charge this separately from the original transaction. This often amounts to a few pence.
Yes, you can. This creates a system of balance and interest compensation. However, all accounts must belong to the same legal entity.
BNG does not charge any fees for maintaining a current account or multiple accounts.
If you receive money from the government via the national settlement system, you will always receive the best possible interest rate with BNG. This is because we execute the cash flows of the national settlement system. We also do not charge the parties involved any currency conversion fees.
Interest is settled quarterly in arrears.
Go to Formats and examples to see all the booking codes and transaction codes used by BNG.
You will receive a free electronic account statement every day by e-mail or in the Digital Archive. This module can be found in My BNG. You also have the option of receiving paper statements. We charge a fee per envelope for this service. You can find the latest information here.
We use the 1-month Euribor rate, which is published daily by the European Banking Federation, for current accounts. View the Euribor rate here. The 1-month Euribor is fixed daily at around 11:00 a.m. There is no fixing on weekends or national holidays. In those cases, we use the fixing rate from the previous TARGET day.
Excess interest is the additional surcharge on the debit interest charged by BNG when the current account credit limit is exceeded. The excess interest is added to the agreed debit interest. The excess interest is currently 5%. The excess interest may be adjusted by BNG.
You can request a standard bank statement for your accountant via My BNG Bank. Read here how much it costs to request a bank statement. The costs will be automatically debited from your account. If you do not have My BNG Bank, please contact customer service.